Finance Your Highland Van
One loan covers the Mercedes Sprinter chassis and your conversion.
Flexible RV Financing.No Hidden Surprises.
You’re ready to get off the grid. Highland Vans Financing can help put you there.
Taking home a premium adventure campervan should be as simple as making the decision to start exploring. By partnering with trusted RV lending experts, we offer customized financing solutions that make owning the ultimate expedition vehicle highly accessible.
Because Highland Vans are professionally manufactured to the highest industry standards, our vehicles qualify for dedicated RV financing. This allows us to bundle your Mercedes Sprinter chassis and your custom conversion into one simple, manageable loan.
What Does a Highland Van Actually Cost?
We believe in transparency. Exact rates depend on your credit and our lending partners, but here’s an example of what your monthly investment might look like using standard RV loan terms:
Example — Aoraki Core
- Total Estimated Van Price
- $145,000
- Down Payment (20%)
- $29,000
- Financed Amount
- $116,000
- Estimated Term
- 20 Years at 6.89% APR
- Estimated Monthly Payment
- $890/mo.
Example shown for illustration only and is not an offer of credit or a quote of actual terms. Rates, terms, and monthly payments vary based on creditworthiness, lender, down payment, and final vehicle configuration. All financing is provided by third-party lenders, subject to their approval.
Three Ways to Pay
Traditional RV Loans
The most popular path to van life. Because we’re a licensed builder, you can secure terms up to 20 years, keeping monthly payments low. Typically 10%–20% down with competitive APRs based on your credit.
Split Financing
Put more down, finance less. A larger down payment minimizes your total interest while keeping monthly cash flow manageable — and shortens the path to owning your van outright.
Cash / Direct Funding
Paying cash, or arranged your own loan or home-equity line? Our team makes the purchase and title transfer process entirely seamless.
Our Preferred Lending Partners
We don’t do in-house lending. Instead, we’ve partnered with intoRV — RV-lending specialists who understand the custom camper van market. Apply through our dedicated link and their team handles fast approvals and competitive rates, with the chassis and conversion bundled into one loan.
Financing Questions
WHY DOES A CAMPER VAN QUALIFY FOR AN RV LOAN INSTEAD OF AN AUTO LOAN?
Because Highland Vans builds are professionally manufactured with permanent sleeping, cooking, and living systems, lenders classify them as recreational vehicles. That matters for your wallet: RV loans run up to 20-year terms versus 6–7 for auto loans, which is how a $145,000 van can cost under $900 a month.
WHAT CREDIT SCORE DO I NEED?
Approval criteria are set by the lender, not by us — and a larger down payment can offset a thinner credit profile. The fastest way to know your real budget is to apply for pre-approval with intoRV through our dedicated link; it takes minutes online and doesn’t commit you to anything.
CAN I GET PRE-APPROVED BEFORE CHOOSING MY LAYOUT?
Yes — and it’s smart. Pre-approval tells you your real budget before you fall in love with a build. Apply online with intoRV through our dedicated link — it’s quick and doesn’t commit you to anything.
DO YOU TAKE TRADE-INS?
No — we don’t take trade-ins, so you can sell your current vehicle on your own terms and timing. One exception worth knowing: if the vehicle you own is a Mercedes Sprinter high-roof, we may be able to convert it directly instead — see our models page.
Know Your Budget Before You Choose
Take the first step toward off-grid freedom. Contact our team to get connected with our lending partners today.